Retirement Planning
Advanced Financial Strategies
We specialize in providing strategies and guidance for those who are seeking a better lifestyle in retirement.
There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money.
We have helped individuals and couples, at all economic levels, to achieve their financial and long-term goals and enjoy retirement by working hard and smart, and being ready for them when needed.
We’re very hopeful for an opportunity to discuss your retirement strategy so you can learn firsthand how we can be of benefit.
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Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
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Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
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Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Brian Widger
President
In spite of the market volatility, Brian has been successfully guiding his clients to achieve maximum financial outcome without experiencing the disappointment of the market risk. His clients have the peace of mind, knowing that their nest-egg is protected from the down-curves of the market corrections.
In this day and age, we all are living healthier and longer. That’s great! So should our hard earned dollars. In transition for retirement, the accumulation of wealth and assets is paramount to the planning process. Brian’s expertise enables his clients to safely structure a path to achieve their customized goals. His clients sleep restfully each night!
Brian’s core values are his clients first. Trust and loyalty towards his clients are the foundational principles of his professional service. His unceasing commitment to clients has earned him respect in the community.
In breaking down into simple steps and bite-size pieces, Brian presents an attainable strategy so that families without financial background can easily envision their success. By using analogies and illustrations, Brian can clearly show this financial implementation is indeed a straight forward process!
With the advancement of internet and technology, Brian sets appointments remotely with his clients. His clients appreciate the convenience of meeting in the comfort of their own homes.
Brian has been in the financial service industry for 16 years. Because of the simple but meticulous financial planning for himself, Brian has been enjoying a “job-optional” life style throughout his professional career. Having visited the continents of North and South America, Asia and Europe, Brian is an avid world traveller. He is an enthusiastic Spanish-language learner. He has great passion in the realm of alternative energy.
Brian will look forward to sharing his knowledge with you.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in May–July 2026
- There are no events scheduled during these dates.
Our Downloads
Legacy and Estate Planning; Understanding the Basics
Estate planning is an important part of retirement planning. You’ve worked hard for your money and want to see your children and grandchildren benefit, and you probably want to see it passed down in the most efficient way possible. Unfortunately, costly mistakes are all too easy to make, from forgetting to name a beneficiary on your retirement account to not updating your estate plan over time. It’s not just billionaires who need to have solid estate plans; it’s anyone who wants their wishes to be honored after their passing.
Tax Free Retirement
Many Americans rely on Social Security in retirement, counting on it for their monthly income. That’s why it’s crucial to understand how to construct a tailored Social Security claiming strategy for your unique financial situation and timeline. But even if you don’t rely on it, you could still benefit from knowing when the right time to claim Social Security is for you.
Tax Free Retirement
After the many changes to the financial landscape that came over the last few years, filing your taxes this year could be complicated. Maybe you stopped working, realized investment losses, created an estate plan, or went from itemizing to claiming the standard deduction or vice versa. There are many factors that can impact how your tax level may change and if you need to rethink your tax strategy.
Retirement & Inflation
In 2025, markets continued to be volatile, labor markets weakened, inflation eased due to economic tightening from the Federal Reserve (Fed), and interest rates were cut.1 Compared to a couple of years ago, you’ve probably noticed higher prices on the items you buy every week and may be wondering if we’ll continue to see those high prices. While inflation may be coming down, as long as it is positive, prices are still rising. But that doesn’t mean you can’t take advantage of tools at your disposal to help manage rising prices and help your finances keep pace with inflation.
Our Blog
Tax Season Final Push: An Essential Checklist for Accurate Filing
As the deadline for filing income tax approaches, it’s crucial to have all the necessary information and documents at your [...]
The Rise in Consumer Credit and How to Manage Yours
Credit is a vital component of the current economic system. Consumers frequently use credit as a financial tool for various [...]
Understanding Workplace Benefits and How to Maximize Them
Workplace benefits are an essential component of an employee’s overall compensation package. These benefits not only protect one and improve [...]
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
